Thursday, March 30, 2006
another day at the office..how about equity deals
Didn't we always think these were here??? We yes...but they weren't really...now our market place has been opening up! Especially for self employed individuals! There is a plethora of opportunity on the horizon! But not to give you rose coloured glasses...we are a paper hungry industry afterall and the lenders are plaguing us with requests for "integrity purposes", so they do ask a lot of questions to get to the same answer. Remember when it was simple??? We bent the rules to give our clients what they needed??? Well, that is not so simple anymore. We have lots and lots of legislation to "protect" the consumer. So much so that the consumer that is honest and straightforward must jump through every hoop imaginable in order to meet the Privacy Act requirements and the Terrorist Act requirements and every other act acting!!! A crazy world we live in and even the not so crazies are now crazy but association!!! So?? yes we have equity deals...but be prepared for requests to confirm that you paid your income taxes!
Wednesday, March 29, 2006
beginning
Hello to all, I have decided that mortgages are something EVERYONE should learn about. I like to say that we all have to live somewhere and whether you rent or buy...buying makes it an adventure...renting is a short term thing. I have spent most of my career helping renters become homeowners and watching the passion in people grow and develop. It is truly a pleasure for me to see this happen. Stay tuned and lets see if you become a homeowner! Looking forward to hearing from you and helping you bridge the transition. I work with your strategy and not just do the transaction of a mortgage. Those that are my clients know that I like to ensure that 5 or 10 years from now, they are still a homeowner and that we stay in touch with one another throughout that time to "tweek" the nuances that occur.
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